Property Type: Land / LotOwnership: Freehold

Lot 5 328 Winter Harbour Rd

Winter Harbour, BC V0N3L0

$180,000

0 bed0 bath
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Property Details

Property & Lot

Lot size
10,890 square feet
Zoning
Rural residential

A-1

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$646

Interior

Fireplace
None

Listing Information

MLS®
1041707
Listed
June 28, 2026
Time on market
On the market for 65 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

Discover the charm of Winter Harbour, one of Vancouver Island's most spectacular West Coast destinations. Accessible by both road and boat from Port Alice or Coal Harbour, this remote coastal community offers the perfect blend of wilderness and convenience. Winter Harbour features a government wharf, boat launch, fuel dock, flake ice for your catch, and a well-stocked general store offering groceries, fishing tackle, beverages, and everyday essentials. Unlike many remote coastal communities, you'll also enjoy the convenience of BC Hydro power and a community water system. Renowned as a world-class fishing destination, Winter Harbour is the gateway to some of the North Island's most breathtaking locations, including Grant Bay, San Josef Bay, and Cape Scott Provincial Park. A scenic oceanfront boardwalk provides the perfect place to enjoy the rugged coastline and spectacular sunsets. This generously sized lot offers excellent building potential, and with selective clearing, should capture attractive ocean views. One of three adjoining lots available, each may be purchased individually or together to create an exceptional West Coast retreat or investment opportunity. (id:63159)

Location Insights

Weather

Nearest station: Port Hardy

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 96%

Wind N 2 km/h

Tonight

10°

Tuesday

17°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vancouver Island North (SD85)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$144,000.00
Periodic payment — Principal & Interest (monthly)$929.04
Additional monthly expenses (strata, tax, utilities, etc.)$53.83
Total monthly cost$982.87
Interest paid over 5-yr term$41,270.81
Balance at end of term$129,528.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,000
Stress test qualifying rate8.09%
Payment you must qualify for$1,314.93

Cash Needed at Closing

Minimum down payment$9,000
Estimated BC PTT$1,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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