Property Type: Land / LotOwnership: Freehold

LOT 5 HOOVER BAY ROAD

100 Mile House, BC V0K1J0

$224,000

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Property Details

Property & Lot

Lot size
0.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$838

Interior

Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront

Listing Information

MLS®
R3147271
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Escape to the lake with this rare 0.50-acre waterfront property in Hoover Bay on Canim Lake. Offering approximately 100 feet of shoreline, this south-facing lot is ready for your next adventure. The property is equipped with a quality 20' x 40' covered RV shelter, a 40' sea can for secure storage, and a septic system already in place. Enjoy stunning lake and mountain views, and a natural shoreline perfect for boating, relaxing, swimming, paddling, or fishing. This recreational getaway is an excellent opportunity to enjoy everything Canim Lake has to offer. RV is not included in the sale but may be negotiated (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

100 Mile House average

$14/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$179,200.00
Periodic payment — Principal & Interest (monthly)$1,156.14
Additional monthly expenses (strata, tax, utilities, etc.)$69.83
Total monthly cost$1,225.97
Interest paid over 5-yr term$51,359.24
Balance at end of term$161,190.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,200
Stress test qualifying rate8.09%
Payment you must qualify for$1,636.36

Cash Needed at Closing

Minimum down payment$11,200
Estimated BC PTT$2,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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