Property Type: Land / LotOwnership: Freehold

Lot 5 Hulme Creek Road

Rock Creek, BC V0H1Y0

$189,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
5.16 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$744

Interior

Fireplace
None

Listing Information

MLS®
10381652
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Premier Properties Ltd. · Data source: CREA DDF.

Description

4 lots available. This is a great area to live. Building lot with NO zoning! Live in your rv, or build a home. Enjoy the eastern sunrise on this beautiful treed lot. The lot is fully accessible with the building site next to Hulme Creek road. Newly drilled well with plenty of water. Get back to nature and enjoy the view. Close to crown land, 5 min to Rock Creek, 35 min to Osoyoos. (id:63159)

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary3.9 km
Boundary Central SecondarySecondary20.0 km
Greenwood ElementaryElementary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$151,200.00
Periodic payment — Principal & Interest (monthly)$975.49
Additional monthly expenses (strata, tax, utilities, etc.)$62.00
Total monthly cost$1,037.49
Interest paid over 5-yr term$43,334.35
Balance at end of term$136,004.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,380.68

Cash Needed at Closing

Minimum down payment$9,450
Estimated BC PTT$1,890
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,840

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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