Property Type: Land / LotOwnership: Freehold

LOT 5 LOWER ROAD

Roberts Creek, BC V0N2W4

$549,900

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Property Details

Property & Lot

Lot size
25,526 square feet
Frontage
305 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,786.32 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3139394
Listed
June 24, 2026
Time on market
On the market for 68 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Sunny .59 acre building lot on Lower Road in Roberts Creek with southern exposure, R-2 zoning, and flexibility for a secondary dwelling. Services are available at the street, municipal water, and a registered septic covenant is in place, creating a clearer path as you explore future build plans. The lot offers road access, a peaceful rural setting, and the space to design something that fits the way you want to live. Build a primary residence, add secondary dwelling potential, create gardens, or secure a long-term hold in one of the Sunshine Coast´s most loved communities. Beach access, trails, recreation, Roberts Creek Elementary, and local amenities are all nearby, adding to the lifestyle and long-term value. (id:63159)

Location Insights

Weather

Nearest station: Gibsons

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Roberts Creek ElementaryElementary1.8 km
Cedar Grove ElementaryElementary6.8 km
Elphinstone SecondarySecondary7.6 km
Sunshine Coast Alternative SchoolK-127.8 km
Gibsons ElementaryElementary7.8 km
Davis Bay ElementaryElementary7.9 km
Langdale ElementaryElementary10.6 km
du PacifiqueElementary12.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$232.19
Total monthly cost$3,070.41
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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