Property Type: Land / LotOwnership: Freehold

LOT 5 MCGILLIVRAY LAKE Drive

Sun Peaks, BC V0E5N0

$569,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.23 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10371399
Listed
December 19, 2025
Time on market
On the market for 255 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Kamloops (Sun Peaks) · Data source: CREA DDF.

Description

Immerse yourself in the mountain lifestyle of Alder Estates in the beautiful Sun Peaks, a stunning destination known for its incredible natural beauty and wide range of activities throughout all 4 seasons. This is the first single-family lot development in Alder Estates to be offered in 15 years. The 16 lots have spectacular sunny South and West facing views of Tod Mountain and Mt. Morrisey, and are developed with the potential for ski-in/ski-out capability to the existing Morrisey Express and Orient lifts. Enjoy the beautiful mountain views, scenic landscapes and the warm village atmosphere. Numerous recreational activities surround the area including skiing, biking and hiking trails, skating, snow shoeing, live music events, local restaurants, and so much more conveniently close by. Zoned for nightly rentals, this makes for the perfect home or investment opportunity. Experience a well-rounded community perfect for all outdoor enthusiasts. (id:63159)

Location Insights

Weather

Nearest station: Kamloops

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle1.8 km
Chase Elementary-SecondaryElementary13.9 km
Haldane ElementaryElementary14.0 km
Pinantan ElementaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$455,200.00
Periodic payment — Principal & Interest (monthly)$2,936.80
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$2,936.80
Interest paid over 5-yr term$130,461.63
Balance at end of term$409,453.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,130.11

Cash Needed at Closing

Minimum down payment$31,900
Estimated BC PTT$9,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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