Property Type: Land / LotOwnership: Freehold

Lot 5 Pearson Road

Castlegar, BC V1N4L2

$139,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.52 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$265.02

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10397113
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Over half an acre building lot on Pearson Road (id:63159)

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 83%

Wind E 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,338

(2021 Census)

+3.7% since 2016

Density: 419.6/km²

Dwellings: 3,702

Median household income: $81,000

After-tax: $73,000

Immigrant population: 8.6%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 155
  • United States of America1.1% · 95
  • Portugal0.7% · 55
  • Italy0.5% · 40
  • India0.4% · 35
  • Jamaica0.4% · 30
  • Philippines0.4% · 30
  • Russian Federation0.3% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Twin Rivers ElementaryElementary2.1 km
Stanley Humphries SecondarySecondary2.2 km
Kinnaird ElementaryElementary2.8 km
Robson Community SchoolElementary5.4 km
Brent Kennedy ElementaryElementary16.3 km
Sequoia CentreSecondary16.5 km
Mount Sentinel SecondaryK-1216.8 km
Fruitvale ElementaryElementary23.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$111,920.00
Periodic payment — Principal & Interest (monthly)$722.07
Additional monthly expenses (strata, tax, utilities, etc.)$22.08
Total monthly cost$744.15
Interest paid over 5-yr term$32,076.59
Balance at end of term$100,672.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,021.99

Cash Needed at Closing

Minimum down payment$6,995
Estimated BC PTT$1,399
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,894

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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