Property Type: Land / LotOwnership: Freehold

Lot 52 Marcer Road

Lake Koocanusa, BC V0B1T5

$149,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.2 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$13/mo
Annual property tax
$410

Maintenance Fee Includes

Management

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10391643
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Fernie) · Data source: CREA DDF.

Description

Build your lake lifestyle from the ground up in Koocanusa Village. Located on the Terrace, this freehold lot enjoys an elevated position with impressive views over Lake Koocanusa below and the mountain range beyond. It is a beautiful setting for a custom lake retreat, whether you are planning to build soon or securing land for the future. BC Hydro is already connected to the lot, with a 200AMP power stand and with water and sewer available on the lot, giving you a strong head start on your plans. Set in one of the East Kootenay’s favourite recreational communities, Koocanusa Village offers easy access to boating, swimming, paddle boarding, fishing, hiking, biking, trail exploring and the relaxed pace of lake life. Village amenities include the marina, store, pickleball courts and more, with the area continuing to grow as a sought-after four-season destination. With freehold title, flexible building options, and the freedom to bring your own ideas and builder, Lot 52 is a smart opportunity to create a getaway that fits your lifestyle. Take a drive up to the Terrace, soak in the views, and start imagining what life at Koocanusa Village could look like. (id:63159)

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

15°C

Mainly Clear

Humidity 61%

Wind SW 4 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle21.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$119,200.00
Periodic payment — Principal & Interest (monthly)$769.04
Additional monthly expenses (strata, tax, utilities, etc.)$46.67
Total monthly cost$815.70
Interest paid over 5-yr term$34,163.06
Balance at end of term$107,220.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,088.47

Cash Needed at Closing

Minimum down payment$7,450
Estimated BC PTT$1,490
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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