Property Type: Land / LotOwnership: Freehold

Lot 53 Hirtz Street

Elko, BC V0B1T3

$149,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$618

Interior

Fireplace
None

Listing Information

MLS®
10356774
Listed
July 21, 2025
Time on market
On the market for 406 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.

Description

In the heart of recreation country! 1/2 acre, not zoned, not in the ALR - So dream - Or small! Here is a home for your RV until you are ready to build your recreation home or forever home. About 20 minutes from the Fernie Ski hill and 15 minutes to Lake Koocanusa and less than 1 hour to the International Airport. GST is in addition to the price. A well is now in place. (id:63159)

Location Insights

Weather

Nearest station: Crowsnest

6°C

Humidity 88%

Wind ESE 2 km/h

Tonight

Tuesday

25°

Tuesday night

13°

Wednesday

23°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle15.8 km
Sophie-MorigeauElementary20.8 km
The Fernie Academy(Independent)K-1222.3 km
Isabella Dicken ElementaryElementary23.1 km
Fernie SecondaryK-1223.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

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No similar listings found nearby right now.

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$119,200.00
Periodic payment — Principal & Interest (monthly)$769.04
Additional monthly expenses (strata, tax, utilities, etc.)$51.50
Total monthly cost$820.54
Interest paid over 5-yr term$34,163.06
Balance at end of term$107,220.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,088.47

Cash Needed at Closing

Minimum down payment$7,450
Estimated BC PTT$1,490
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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