Property Type: Land / LotOwnership: Freehold

Lot 7 CEDAR STREET

Texada Island, BC

$149,000

0 bed0 bath0 sqft
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Property Details

Property & Lot

Lot size
0.7 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$765

Interior

Fireplace
None

Listing Information

MLS®
20041
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: 460 REALTY POWELL RIVER · Data source: CREA DDF.

Description

This .7 acre ocean-view lot may be sold in conjunction with 3280 Ash, an adjoining .474 acre lot with concrete structure creating a 1.174 ocean-view acreage, complete with community water and existing septic on 3280 Ash. (id:63159)

Location Insights

Weather

Nearest station: Powell River

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 100%

Wind NE 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

15°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Texada ElementaryElementary10.5 km
Kelly Creek Community SchoolElementary13.9 km
Powell River Christian School(Independent)Elementary/Middle15.3 km
Westview ElementaryElementary16.2 km
Westview Learning CentreElementary16.3 km
Assumption School(Independent)Elementary17.4 km
Cote-du-SoleilElementary/Middle17.6 km
Edgehill ElementaryElementary19.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Powell RIver (SD47)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$119,200.00
Periodic payment — Principal & Interest (monthly)$769.04
Additional monthly expenses (strata, tax, utilities, etc.)$63.75
Total monthly cost$832.79
Interest paid over 5-yr term$34,163.06
Balance at end of term$107,220.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,088.47

Cash Needed at Closing

Minimum down payment$7,450
Estimated BC PTT$1,490
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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