Property Type: OtherOwnership: Freehold

Lot 71 to 75 Holbrook Street

Elko, BC V0B1T3

$465,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.9 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$467.34

Interior

Fireplace
None

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10356809
Listed
July 21, 2025
Time on market
On the market for 406 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.

Description

How about 5 lots totaling 2.9 acres already subdivided - not zoned, not in ALR. Such freedom to create your own neighbourhood with crown land on east side. Only 15 minutes to Fernie Ski Hill and 45 minutes to Lake Koocanusa. Yes you can have a home for your RV's until our are ready to build with no restrictions or time commitment. GST is in addition to the price. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Elko to Montana average

$935/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Crowsnest

6°C

Humidity 88%

Wind ESE 2 km/h

Tonight

Tuesday

25°

Tuesday night

13°

Wednesday

23°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle15.9 km
Sophie-MorigeauElementary20.8 km
The Fernie Academy(Independent)K-1222.2 km
Isabella Dicken ElementaryElementary23.1 km
Fernie SecondaryK-1223.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$372,000.00
Periodic payment — Principal & Interest (monthly)$2,400.02
Additional monthly expenses (strata, tax, utilities, etc.)$38.95
Total monthly cost$2,438.96
Interest paid over 5-yr term$106,616.27
Balance at end of term$334,615.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,396.90

Cash Needed at Closing

Minimum down payment$23,250
Estimated BC PTT$7,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,050

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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