Property Type: Land / LotOwnership: Freehold

Lot 76 COPPER POINT Way

Windermere, BC V0B2L0

$79,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.16 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$115/mo
Annual property tax
$1,483.76

Maintenance Fee Includes

Water

Also included: Insurance, Reserve Fund Contributions, Sewer

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10382252
Listed
April 7, 2026
Time on market
On the market for 146 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to Lot 76 in Cottages at Copper Point—your chance to own a stunning piece of the Columbia Valley before it’s gone! Set on a generous 7,143 sq ft (0.16 acre) lot, this elevated property offers privacy and breathtaking Rocky Mountain views that never get old. Build your dream home your way, with flexible design options and a reasonable building scheme that keeps costs in check. Whether you're ready to build now or prefer to hold for the future, there are no construction deadlines—just opportunity. Enjoy the added bonus of short-term rental potential, making this not just a homesite, but a smart investment. Tucked away with a natural buffer from the highway, you’ll appreciate the peaceful setting with less road noise than expected. Incredible value. Prime location. Endless potential. No GST! Don’t miss your chance—opportunities like this don’t last! (id:63159)

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Open Doors Alternate EducationSecondary3.3 km
Windermere ElementaryElementary3.7 km
J Alfred Laird ElementaryElementary3.7 km
David Thompson SecondarySecondary3.8 km
Eileen Madson Primary SchoolElementary3.8 km
Edgewater ElementaryElementary24.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$63,200.00
Periodic payment — Principal & Interest (monthly)$407.74
Additional monthly expenses (strata, tax, utilities, etc.)$238.65
Total monthly cost$646.39
Interest paid over 5-yr term$18,113.30
Balance at end of term$56,848.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,950
Stress test qualifying rate8.09%
Payment you must qualify for$577.11

Cash Needed at Closing

Minimum down payment$3,950
Estimated BC PTT$790
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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