Property Type: Land / LotOwnership: Freehold

Lot 8 HORSE LAKE ROAD

Horse Lake, BC V0K1X3

$375,000

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Property Details

Property & Lot

Lot size
1.96 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,175.43 (2025)

Interior

Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront

Listing Information

MLS®
R3136367
Listed
June 16, 2026
Time on market
On the market for 76 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Rare opportunity to own 1.96 acres of waterfront property at peaceful Eastern end of Horse Lake. A nature lovers paradise with waterfowl and wildlife inhabiting the marshlands of this quiet bay. With lake access #11 to the West and Crown Land to the East, you will never have to worry about neighours. With multiple building sites and power and telephone nearby, this property is ideal for creating your dream lakeside retreat. Don't miss your chance to enjoy summer on the lake! (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 55%

Wind ESE 5 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary6.0 km
100 Mile House ElementaryElementary17.5 km
PSO Outback StorefrontSecondary17.6 km
Peter Skene Ogden SecondarySecondary17.7 km
Forest Grove ElementaryElementary19.8 km
Mile 108 ElementaryElementary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (strata, tax, utilities, etc.)$97.95
Total monthly cost$2,033.45
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,739.44

Cash Needed at Closing

Minimum down payment$18,750
Estimated BC PTT$5,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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