Property Type: Land / LotOwnership: Freehold

Lot A COY Road Lot# A

Invermere, BC V0A1K4

$1,200,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
1.25 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,421

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View of water, View (panoramic)

Listing Information

MLS®
10393396
Listed
August 4, 2026
Time on market
On the market for 28 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

This untouched LAKEFRONT lot is truly special, claimed long ago as a wild buffer zone to a much loved family property. Now available for purchase and ready for you to dream what YOUR life on the lake will look like. This spacious 1.25 acre lot offers huge lakefront space is the perfect spot to live on the water, enjoy the privacy this area provides yet be only 10 minutes to Invermere. With breathtaking lake and mountain views and no building commitment, this amazing lot allows you to take time to build your family's dream retreat and legacy home! Even without a home built this is a great place to host and entertain friends and family on the beach or to just sit and relax and enjoy all the beauty of this very special spot. A short drive/ bike ride to all the amenities of Invermere and close to championship golf courses, amazing biking and hiking trails, fly-fishing, skiing, and all the summer and winter activities of the Columbia Valley. House and lot beside this property (4404 Coy Road, MLS # 10393394) also for sale. (id:63159)

Location Insights

Weather

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

3,917

(2021 Census)

+15.5% since 2016

Density: 364.4/km²

Dwellings: 2,238

Median household income: $84,000

After-tax: $75,000

Immigrant population: 11.9%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 125
  • United States of America1.3% · 50
  • Philippines1.1% · 45
  • Germany0.8% · 30
  • Netherlands0.5% · 20
  • Poland0.4% · 15
  • France0.3% · 10
  • South Africa, Republic of0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Windermere ElementaryElementary1.9 km
Eileen Madson Primary SchoolElementary4.1 km
David Thompson SecondarySecondary4.6 km
J Alfred Laird ElementaryElementary4.8 km
Open Doors Alternate EducationSecondary5.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$960,000.00
Periodic payment — Principal & Interest (monthly)$6,193.59
Additional monthly expenses (strata, tax, utilities, etc.)$201.75
Total monthly cost$6,395.34
Interest paid over 5-yr term$275,138.76
Balance at end of term$863,523.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$95,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,497.06

Cash Needed at Closing

Minimum down payment$95,000
Estimated BC PTT$22,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information