Property Type: Land / LotOwnership: Freehold

Lot A Meadow Creek Road Lot# EPP 14822

Meadow Creek, BC V0G1N0

$220,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
3.69 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10372218
Listed
January 9, 2026
Time on market
On the market for 234 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Welcome to this newly subdivided 3.69-acre parcel in Meadow Creek, offering flat, usable land with outstanding potential. Ideally positioned with multiple access points off the main road, this property provides excellent flexibility for future development and ease of access. A well is already in place, septic approval has been granted, and power is available at the lot line. The open, level acreage makes it well-suited for building your dream home, a multi-dwelling setup, or creating the perfect space for animals, hobby farming, or outdoor living. With ample room to design and grow, this property offers a combination of practicality, infrastructure, and versatility in a peaceful rural setting. An excellent opportunity to secure a ready-to-build acreage with long-term potential in a desirable location. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 68%

Wind NE 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jewett ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$176,000.00
Periodic payment — Principal & Interest (monthly)$1,135.49
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$1,135.49
Interest paid over 5-yr term$50,442.11
Balance at end of term$158,312.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,000
Stress test qualifying rate8.09%
Payment you must qualify for$1,607.14

Cash Needed at Closing

Minimum down payment$11,000
Estimated BC PTT$2,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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