Property Type: Land / LotOwnership: Freehold

Lot B ELSIE HOLMES Road

Wynndel, BC V0B2N0

$247,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
3.96 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,606

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on creek

Listing Information

MLS®
10340068
Listed
March 21, 2025
Time on market
On the market for 528 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Kootenay Inc. · Data source: CREA DDF.

Description

Bordered by a creek and surrounded by mountain, valley and lake views. This is the perfect spot for your dream home with almost 4 acres of land, community water and hydro at the lot line, a cleared building site and plenty of privacy up the mountain. Just minutes to Creston and minutes to Kootenay Lake you will love everything Wynndel has to offer. Contact your agent for more info today! (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kootenay Valley Christian School(Independent)Elementary/Middle8.6 km
Adam Robertson ElementaryElementary9.5 km
Kootenay River SecondarySecondary10.4 km
Erickson ElementaryElementary11.7 km
Canyon/Lister ElementaryElementary13.2 km
Yaqan Nukiy School(Independent)Elementary13.3 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle20.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,350) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$197,600.00
Periodic payment — Principal & Interest (monthly)$1,274.85
Additional monthly expenses (strata, tax, utilities, etc.)$133.83
Total monthly cost$1,408.68
Interest paid over 5-yr term$56,632.73
Balance at end of term$177,741.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,350
Stress test qualifying rate8.09%
Payment you must qualify for$1,804.38

Cash Needed at Closing

Minimum down payment$12,350
Estimated BC PTT$2,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,790

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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