Property Type: Land / LotOwnership: Freehold

LOT B HOOVER BAY ROAD

Canim Lake, BC V0K1J0

$425,000

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Property Details

Property & Lot

Lot size
41.75 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,643.97 (2026)

Interior

Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront

Listing Information

MLS®
R3147820
Listed
July 20, 2026
Time on market
On the market for 42 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Discover the perfect blend of privacy, recreation, and opportunity on this incredible one-of-a- kind 42-acre property at beautiful Canim Lake. You'll enjoy a prime building site with stunning views and approximately 195 feet of beautiful sandy beachfront, creating the ideal spot for summer days, swimming, and your RV getaway. Backing onto a private airstrip and offering direct access to miles of Crown land trails, this property is a dream for horse lovers, outdoor enthusiasts, and anyone looking to build their Cariboo escape. Priced under assessed value, this property won't last long. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$340,000.00
Periodic payment — Principal & Interest (monthly)$2,193.56
Additional monthly expenses (strata, tax, utilities, etc.)$220.33
Total monthly cost$2,413.90
Interest paid over 5-yr term$97,444.98
Balance at end of term$305,831.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,104.70

Cash Needed at Closing

Minimum down payment$21,250
Estimated BC PTT$6,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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