Property Type: Land / LotOwnership: Freehold

LOT B HORSE LAKE ROAD

Horse Lake, BC V0K2E3

$239,000

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Property Details

Property & Lot

Lot size
5.01 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$762.38 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3076394
Listed
January 6, 2026
Time on market
On the market for 237 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Discover 5.01 acres of gently elevated land located just steps from beautiful Horse Lake, offering the potential for stunning lake views and an exceptional building site. Public lake access is only a short walk away, making it easy to enjoy swimming, paddling, and year-round recreation. Situated in sought-after lake country, this property offers the perfect balance of privacy and convenience—close to Horse Lake Elementary School, just 10 minutes to 100 Mile House, and 15 minutes to the Interlakes Market. The land features a desirable mix of mature fir and spruce trees, providing both natural beauty and the opportunity to capitalize on timber value prior to building. Located in an area known for good wells, with electricity and gas available at the road. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 60%

Wind ESE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary2.0 km
Peter Skene Ogden SecondarySecondary15.0 km
PSO Outback StorefrontSecondary15.0 km
100 Mile House ElementaryElementary15.0 km
Forest Grove ElementaryElementary21.4 km
Mile 108 ElementaryElementary22.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$191,200.00
Periodic payment — Principal & Interest (monthly)$1,233.56
Additional monthly expenses (strata, tax, utilities, etc.)$63.53
Total monthly cost$1,297.09
Interest paid over 5-yr term$54,798.47
Balance at end of term$171,985.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,745.94

Cash Needed at Closing

Minimum down payment$11,950
Estimated BC PTT$2,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,230

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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