Property Type: Land / LotOwnership: Freehold

Lot B MCRAE Road

Christina Lake, BC V0H1E0

$359,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.9 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10377098
Listed
April 21, 2026
Time on market
On the market for 132 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Build your dream home and wake up to panoramic views of Christina Lake. Set on 2.5 acres, this exceptional view lot offers sweeping lake and mountain vistas in one of BC’s most treasured recreational destinations. Power is available at the lot line and a drilled well is already in place — a significant head start for your future build. Imagine long summer days on the water, peaceful evenings overlooking the lake, and year-round access to hiking, boating, golf, and more. This is Christina Lake living at its finest. GST applicable. Call your realtor today! (id:63159)

Location Insights

Weather

Nearest station: Grand Forks

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Christina Lake ElementaryElementary7.5 km
Walker Development CentreSecondary17.9 km
Grand Forks SecondarySecondary18.5 km
Dr. D.A. Perley ElementaryElementary18.5 km
John A. Hutton ElementaryElementary20.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$287,200.00
Periodic payment — Principal & Interest (monthly)$1,852.92
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$1,852.92
Interest paid over 5-yr term$82,312.35
Balance at end of term$258,337.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,622.56

Cash Needed at Closing

Minimum down payment$17,950
Estimated BC PTT$5,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,630

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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