Property Type: OtherOwnership: Freehold

Lot B Oyama Road

Lake Country, BC V4V2B7

$4,299,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
13.8 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$3,053

Interior

Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Listing Information

MLS®
10382642
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Stunning 13.80 acre LAKESHORE parcel in the heart of Oyama. 13.80 acres total with 2.70 flat acres directly onto Wood Lake, remainder on the upland side. Approximately 477' of lakeshore frontage. There may be potential for a lakeshore building site. There is potential for moorage/dock on the lake. 1 acre at the top of the property has not been planted in anticipation of a home-site location. The remainder of the upland area is planted out to mature cherries with a lease that expires in October 2033. Consistent declining grade makes this prime agricultural land with excellent water and air drainage. Great long-term investment with 11+ acres of valid agricultural land, over 2 acres directly onto Wood Lake, and a building site already established. The adjacent property (Lot A, See MLS#10382588) is also available for sale. All drone boundaries indicated are approximate. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Lake Country East / Oyama average

$381/sqft

57 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary2.3 km
Davidson Road ElementaryElementary5.6 km
Peter Greer ElementaryElementary6.3 km
George Elliot SecondarySecondary6.6 km
HS Grenda Middle SchoolMiddle6.8 km
Ellison ElementaryElementary16.7 km
Okanagan Landing ElementaryElementary16.8 km
Aberdeen Hall Preparatory School(Independent)K-1217.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($859,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,439,200.00
Periodic payment — Principal & Interest (monthly)$22,188.55
Additional monthly expenses (strata, tax, utilities, etc.)$254.42
Total monthly cost$22,442.97
Interest paid over 5-yr term$985,684.61
Balance at end of term$3,093,571.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$859,800
Stress test qualifying rate8.09%
Payment you must qualify for$26,446.24

Cash Needed at Closing

Minimum down payment$859,800
Estimated BC PTT$132,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$994,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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