Property Type: Detached HouseOwnership: Freehold

LOT D HARDY ISLAND

Pender Harbour, BC V0N0N0

$2,500,000

3 bed2 bath1,700 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
49.19 acres
Frontage
960 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,014.72 (2025)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Forced air, Propane, Wood
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3102927
Listed
March 24, 2026
Time on market
On the market for 160 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Outstanding opportunity - 50 acres of prime level waterfront on Hardy Island boasting 1000' of pristine oceanfront with its own oyster/clam beach and swimming beach. Massive recent upgrades to the operating systems include top of the line solar, batteries & more, providing the comforts of home. The custom built, West Coast home is 3 bed/2 bath with a large wood burning FP & huge porch sitting just back from the ocean. Spectacular views into Blind Bay & beyond with perfect sunny Southern exposure, level & forested with walking trails & additional build sites. The ultimate turnkey purchase incl. all out buildings, top of the line systems & your own private, protected dock with a legal, 20 year foreshore licence. A stunning package that is ready for your family to create memories for generations. (id:63159)

Values & Trends

This listing

$1,471/sqft

Building average

No other active listings in this building

Pender Harbour average

$963/sqft

8 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kelly Creek Community SchoolElementary15.8 km
Madeira Park ElementaryElementary17.1 km
Pender Harbour Elem-SecondaryK-1218.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($500,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,000,000.00
Periodic payment — Principal & Interest (monthly)$12,903.32
Additional monthly expenses (strata, tax, utilities, etc.)$419.56
Total monthly cost$13,322.88
Interest paid over 5-yr term$573,205.75
Balance at end of term$1,799,006.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$500,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,379.30

Cash Needed at Closing

Minimum down payment$500,000
Estimated BC PTT$53,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$554,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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