Property Type: Detached HouseOwnership: Freehold

Lot L Sinmax Creek Road

Adams Lake, BC V0E2E0

$840,000

4 bed2 bath3 parking2,000 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,100.06

Interior

Basement
Crawl space
Heating
Baseboard heaters, Radiant heat, See remarks
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other

Building

Roof
Metal, Unknown

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
BedroomSecond level8'9'' x 16'6''
BedroomSecond level11'9'' x 16'5''
Full ensuite bathroomSecond level
Primary BedroomSecond level11'10'' x 12'9''
FoyerMain level6'3'' x 8'6''
Laundry roomMain level6' x 9'
BedroomMain level11'8'' x 11'10''
Dining roomMain level7'5'' x 19'
KitchenMain level11'4'' x 12'9''
Living roomMain level14'5'' x 18'5''
4pc Ensuite bathMain level

Listing Information

MLS®
10383095
Listed
April 11, 2026
Time on market
On the market for 142 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Integrity Realty · Data source: CREA DDF.

Description

Gated Community with Views of the Bay on this Semi-Waterfront - 2 undivided shares property - with B44 Boat Slip all located on the serene sandy shores of Adams Lake (area known as Agate Bay). This home was built for full time living or recreational. Agate Bay Resort is the place you need to be. Property is freehold and each owner has exclusive use of their own lot with a undivided shared interest in the resort. Log home with 4 bedrooms and two 4 piece baths. (1 bdrm down-1 bath down; 3 bdrm up-1 bath up). Boat launch just steps away from the cottage with newer boat slip docks making easy access to your boat slip. Back yard with double tier decks in the back yard has privacy while you listen to Sinmax Creek go by. Main floor is large living space with wood heating stove, open to the dining & into the well equipped kitchen. Main floor bedroom opens to a deck to take in the view of the Bay with beverage of your choice in hand - Dock Fee $250/year (id:63159)

Values & Trends

This listing

$420/sqft

Building average

No other active listings in this building

Adams Lake average

$455/sqft

9 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle22.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($59,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$672,000.00
Periodic payment — Principal & Interest (monthly)$4,335.52
Additional monthly expenses (strata, tax, utilities, etc.)$275.01
Total monthly cost$4,610.52
Interest paid over 5-yr term$192,597.13
Balance at end of term$604,466.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,005.62

Cash Needed at Closing

Minimum down payment$59,000
Estimated BC PTT$14,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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