Property Type: Land / LotOwnership: Freehold

LOT13 STEPHENS WAY

Halfmoon Bay, BC V7Z1G9

$1,499,000

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Property Details

Property & Lot

Lot size
21.99 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$7,920.85 (2025)

Interior

Fireplace
None

Exterior & Lot

View
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Listing Information

MLS®
R3080911
Listed
January 19, 2026
Time on market
On the market for 224 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty · Data source: CREA DDF.

Description

23+ acres of RU2 raw land. This large piece of property is at the end of a no through road and is bordered by crown land. The gentle slope of the property allows it to have several building sites with ocean views. Zoning allows for 3 dwellings as well as many other uses such as a large shop or building, horse barn and more. New well just installed and producing lots of water. Seller will entertain trades. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Halfmoon Bay ElementaryElementary6.3 km
West Sechelt ElementaryElementary10.5 km
Kinnikinnick ElementaryElementary11.1 km
Pender Harbour Elem-SecondaryK-1212.4 km
Madeira Park ElementaryElementary12.5 km
Chatelech SecondaryElementary12.6 km
Secondaire ChatelechSecondary12.6 km
du PacifiqueElementary12.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$660.07
Total monthly cost$8,396.90
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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