Property Type: OtherOwnership: Freehold

Lots 22, 23, 24 Main Street

Lardeau, BC V0G1M0

$169,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.19 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$708

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10393849
Listed
July 8, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Discover an exceptional opportunity in the heart of Lardeau, BC, near the northern shores of Kootenay Lake. Offered together as one unique package, these three individually titled lots provide the perfect setting for a recreational retreat, future cabin site, or seasonal RV getaway. Located only 25 minutes from Kaslo, the properties offer level, fully landscaped ground that is ready to enjoy from day one. The gentle terrain and easy access make development simple, while the open exposure captures plenty of sunshine and showcases beautiful mountain scenery in every direction. Outdoor enthusiasts will appreciate being just moments from the lake, with nearby beaches and a convenient boat launch providing quick access to fishing, boating, kayaking, and endless water recreation. Hiking trails and countless outdoor adventures are also close at hand. Each parcel benefits from road access and the availability of community water at the property line, creating a practical and attractive foundation for your future plans. Whether you're seeking a quiet place to unwind, a long-term investment, or a basecamp for exploring the Kootenays, this rare three-lot offering delivers flexibility, convenience, and outstanding natural surroundings. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 68%

Wind NE 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jewett ElementaryElementary10.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$135,920.00
Periodic payment — Principal & Interest (monthly)$876.91
Additional monthly expenses (strata, tax, utilities, etc.)$59.00
Total monthly cost$935.91
Interest paid over 5-yr term$38,955.06
Balance at end of term$122,260.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,241.15

Cash Needed at Closing

Minimum down payment$8,495
Estimated BC PTT$1,699
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,694

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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