Property Type: Land / LotOwnership: Freehold

LT 11 Cypress Rd

Youbou, BC V0R3E1

$164,900

0 bed0 bath2 parking
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Property Details

Property & Lot

Lot size
4,356 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,230

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
2

Listing Information

MLS®
1044174
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Lk Cow) · Data source: CREA DDF.

Description

Lake view building site in sunny Youbou! Build your weekend get-away or year-round home here in this beautiful rural setting nestled among the trees and mountains. This quiet established neighbourhood, where a traffic jam means the elk are rambling thru, is just a short drive to amenities in Lake Cowichan or Duncan and offers great access to world famous recreation! The lot is mostly level with elevated views of Cowichan Lake, has municipal water at the lot line & will require a septic system. The peace and tranquility of this cozy West Coast community awaits you & your new home plans! (id:63159)

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary12.7 km
Lake Cowichan ElementaryElementary12.8 km
Lake Cowichan SecondaryElementary12.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Arbutus Park · 10700 Alder Crescent681 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$131,920.00
Periodic payment — Principal & Interest (monthly)$851.10
Additional monthly expenses (strata, tax, utilities, etc.)$102.50
Total monthly cost$953.60
Interest paid over 5-yr term$37,808.65
Balance at end of term$118,662.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,245
Stress test qualifying rate8.09%
Payment you must qualify for$1,204.62

Cash Needed at Closing

Minimum down payment$8,245
Estimated BC PTT$1,649
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,394

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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