Property Type: Land / LotOwnership: Freehold

Lt 4 3192 Malcolm Rd

Chemainus, BC V0R1K2

$420,000

0 bed0 bath2 parking
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Property Details

Property & Lot

Lot size
4,916 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,909.12

Interior

Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
2

Listing Information

MLS®
1020720
Listed
November 20, 2025
Time on market
On the market for 284 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes - Westshore · Data source: CREA DDF.

Description

Welcome to Beachwood Estates—an exceptional opportunity in the heart of beautiful Chemainus. This ocean-view lot is ideally situated on a quiet no-through road, just steps from beach access and a short walk to all the amenities of this charming coastal town. Fully serviced with municipal water, sewer, hydro, and natural gas at the lot line, this versatile R-3 zoned property offers the flexibility to build your dream home or an investment property, including the option for a secondary suite. Chemainus is famous for its vibrant murals, theatre, and welcoming community—attracting visitors from around the world. Whether you’re drawn to the coastal lifestyle, small-town charm, or the convenience of nearby shops and services, this lot delivers the perfect blend of opportunity and location. Your ideal Vancouver Island living experience starts here at Beachwood Estates. Preliminary building plans are included, giving you a head start on designing your ideal home with the freedom to customize. (id:63159)

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary439 m
Chemainus SecondaryK-12948 m
Stz'uminus Senior Secondary(Independent)Secondary7.0 km
Thetis Island ElementaryElementary8.1 km
Ladysmith PrimaryElementary9.0 km
Ladysmith SecondarySecondary9.3 km
Ladysmith IntermediateElementary9.3 km
Crofton Elementary Community SchoolElementary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Vista Grande Stairs340 m
  • Cook Park · 10151 Island View Close478 m
  • Daniel Street Park628 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$336,000.00
Periodic payment — Principal & Interest (monthly)$2,167.76
Additional monthly expenses (strata, tax, utilities, etc.)$242.43
Total monthly cost$2,410.18
Interest paid over 5-yr term$96,298.57
Balance at end of term$302,233.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,068.17

Cash Needed at Closing

Minimum down payment$21,000
Estimated BC PTT$6,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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