Property Type: Land / LotOwnership: Freehold

Lt C Filipana Rd

Ladysmith, BC V9G1G2

$599,900

0 bed0 bath20 parking
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Property Details

Property & Lot

Lot size
4.94 acres
Zoning
Agricultural

A2

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,450

Interior

Fireplace
None

Parking

Total spaces
20

Listing Information

MLS®
1032571
Listed
April 18, 2026
Time on market
On the market for 136 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Nan) · Data source: CREA DDF.

Description

Set at the end of a quiet cul-de-sac, this exceptional 5-acre property offers a rare combination of privacy, usability, and location. The land is beautifully balanced with approximately one-third open pasture and two-thirds natural forest, creating a peaceful, park-like setting with endless potential. Completely level and easy to build on, the property enjoys ideal southern exposure, providing excellent sunlight throughout the day. Whether you’re envisioning a luxury country estate, equestrian property, or a multi-structure compound, this parcel offers the space and flexibility to bring your vision to life. (Not in the ALR) A drilled well is already in place with a strong yield of approximately 11 litres per minute, and the property offers straightforward access directly from the road with no clearing required to begin planning your build. Located in an area of high-end homes, this property delivers both tranquility and convenience—just 10 minutes to the airport and approximately 20 minutes to Ladysmith and BC Ferries. Zoned for a range of rural and residential uses ?, this is a rare opportunity to secure a premium acreage in a sought-after setting. A truly outstanding offering with the perfect blend of lifestyle, location, and long-term potential. (id:63159)

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Stz'uminus Senior Secondary(Independent)Secondary5.0 km
North Oyster ElementaryElementary5.2 km
Ladysmith IntermediateElementary6.0 km
Ladysmith PrimaryElementary6.4 km
Ladysmith SecondarySecondary6.5 km
Thetis Island ElementaryElementary7.5 km
Cedar ElementaryElementary8.7 km
Cedar SecondarySecondary10.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$204.17
Total monthly cost$3,300.45
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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