Property Type: Land / LotOwnership: Freehold

Mt. Fernie Provincial Park Road Unit# A

Fernie, BC V0B1M1

$529,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.98 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,181.24

Interior

Fireplace
None

Listing Information

MLS®
10393419
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Looking for an acreage in a fantastic location, halfway between Fernie's historic downtown and Fernie Alpine Resort? Then look no further! This blank canvas offers incredible value at well below appraised value and has plenty of space for you to create your dream home, with no building scheme or timeline. Located on Mt. Fernie Provincial Park Rd., you are in prime position to enjoy some of Fernie's great trail networks, right out side your tour. The Fernie Nordic trails are just up the road, bike or hike up to Island Lake Lodge on Lazy Lizard or choose between Mt. Fernie trails or the Sherwoody Forest network for all your 4 season fun! A paved path across the road takes you into downtown Fernie in 5 minutes and the Elk River beckons during the summer. With municipal water and sewer available and multiple building sites, this is an opportunity not to be missed! (id:63159)

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 72%

Wind SE 4 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sophie-MorigeauElementary860 m
The Fernie Academy(Independent)K-122.3 km
Isabella Dicken ElementaryElementary3.2 km
Fernie SecondaryK-123.6 km
Jaffray Elem-Jr SecondaryElementary/Middle20.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($27,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$423,200.00
Periodic payment — Principal & Interest (monthly)$2,730.34
Additional monthly expenses (strata, tax, utilities, etc.)$265.10
Total monthly cost$2,995.45
Interest paid over 5-yr term$121,290.34
Balance at end of term$380,669.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,853.28

Cash Needed at Closing

Minimum down payment$27,900
Estimated BC PTT$8,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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