Property Type: Land / LotOwnership: Freehold

NE 1/4 Ashcroft Road

Cache Creek, BC V0K1H0

$299,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
65 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,057

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, River view, Valley view

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10363949
Listed
September 24, 2025
Time on market
On the market for 341 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

65 acres in the rural community of Walhachin, BC between Cache Creek and Kamloops. The land is irregularly shaped and covered in arid grass land and sage brush. The lower portion of the land has good access just off the highway and connects to a frontage road. Here you will find a great building site with SW exposure and good soils. The adjacent 80 acres is also for sale (same seller). If one wanted an elevated building site there is a well established internal road that cuts into the 80 acres and switches back and up to an amazing high elevation build site on a flat plateau with excellent crown land access and the utmost in privacy. A well is drilled and (partially cased), seller is planning to complete the well casing for the sale. The land backs onto crown land and endless recreation with established trails suitable for motorized or non motorized recreation. Although power runs along the hwy and the adjacent property to the west it may be more economically feasible to set up a solar power system to be more self sufficient. Seller is open to financing at an attractive rate of 3% for up to 2 years allowing one to build a cabin and later refinance much more easily once the cabin/house were built. (id:63159)

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Savona ElementaryElementary13.4 km
Desert Sands Community SchoolK-1217.4 km
Cache Creek ElementaryElementary21.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (strata, tax, utilities, etc.)$88.08
Total monthly cost$1,631.32
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,184.25

Cash Needed at Closing

Minimum down payment$14,950
Estimated BC PTT$3,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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