Property Type: Land / LotOwnership: Freehold

Needles North Road Lot# 1

Needles, BC V0G1K0

$124,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.99 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$305.31

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10358628
Listed
August 7, 2025
Time on market
On the market for 389 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Nestled on the west side of Lower Arrow Lake, just north of the Fauquier ferry, this beautiful 0.99-acre property offers an ideal opportunity to create your dream retreat. Situated within the quiet rural communities of Needles, Edgewood, and Fauquier, this untouched parcel is perfectly positioned for those seeking tranquility and a connection to nature. The land features a mix of gentle slopes and level areas, providing several excellent building sites for a cozy home or rustic cabin. Whether you're dreaming of a permanent residence away from the noise of the city or a summer getaway for your RV or log cabin, this property has the potential to become your private oasis. Access is simple, with Needles North Road well-maintained year-round-leading directly to the property (id:63159)

Location Insights

Weather

Nearest station: Nakusp

11°C

Humidity 96%

Wind E 2 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Edgewood ElementaryElementary14.3 km
Burton ElementaryElementary18.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Arrow Lakes (SD10)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$99,920.00
Periodic payment — Principal & Interest (monthly)$644.65
Additional monthly expenses (strata, tax, utilities, etc.)$25.44
Total monthly cost$670.09
Interest paid over 5-yr term$28,637.36
Balance at end of term$89,878.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,245
Stress test qualifying rate8.09%
Payment you must qualify for$912.42

Cash Needed at Closing

Minimum down payment$6,245
Estimated BC PTT$1,249
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,994

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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