Property Type: Land / LotOwnership: FreeholdRECENTLY LISTED

Okanagan Centre Road W Lot# 106

Lake Country, BC V1V1G5

$850,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.93 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View of water, View (panoramic)

Listing Information

MLS®
10398020
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Exceptional building lot located on a quiet no through road, positioned for absolutely sensational views of Lake Okanagan. Set among the vineyards and orchards of Lake Country, this lot offers approximately 65’ of width, with a generous build zone. An extensive hillside buffer above Okanagan Centre Rd creates privacy. There are a total of six lots available, with the option to purchase side by side lots, with endless possibilities to create your dream home. Close to beaches, boat launch, wineries and restaurants, hiking trails, and more. Never before offered for sale, these incredible lakeview lots provide a unique opportunity to create your own Okanagan escape. Water and gas are available. Newly completed 2026 survey is available upon request. Municipal address is on Okanagan Centre Road W, but access is from the north end of Hare Road. No GST! (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary1.5 km
George Elliot SecondarySecondary4.2 km
HS Grenda Middle SchoolMiddle4.4 km
Peter Greer ElementaryElementary4.8 km
Oyama Traditional SchoolElementary8.2 km
Aberdeen Hall Preparatory School(Independent)K-1213.6 km
North Glenmore ElementaryElementary14.0 km
Ellison ElementaryElementary14.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$680,000.00
Periodic payment — Principal & Interest (monthly)$4,387.13
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$4,387.13
Interest paid over 5-yr term$194,889.95
Balance at end of term$611,662.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.82

Cash Needed at Closing

Minimum down payment$60,000
Estimated BC PTT$15,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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