Property Type: OtherOwnership: Freehold

Parcel 8 46th Street

Canyon, BC V0B1C1

$800,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
10 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$94.97

Interior

Fireplace
None

Listing Information

MLS®
10390591
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Ten acres of cherry orchard land on 46th St in the Creston Valley's Canyon area. Planted in cherries, zoned AG1 and within the ALR, this parcel is vacant of buildings. It is one of seven cherry orchard parcels in Canyon (approximately 68 acres total); the parcels can be combined with others in the group to form a larger operation. A solid fit for an established grower or for expanding an existing orchard. Sold ""as is, where is,"" subject to court approval. Buyer to verify all acreage, zoning, services, access, and permitted uses. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Lister average

$832/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Canyon/Lister ElementaryElementary267 m
Erickson ElementaryElementary1.4 km
Kootenay River SecondarySecondary4.0 km
Adam Robertson ElementaryElementary5.0 km
Yaqan Nukiy School(Independent)Elementary5.0 km
Kootenay Valley Christian School(Independent)Elementary/Middle6.3 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle7.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$640,000.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$7.91
Total monthly cost$4,136.98
Interest paid over 5-yr term$183,425.84
Balance at end of term$575,682.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.79

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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