Property Type: Land / LotOwnership: Freehold

Sawczuk Road Lot# 19

Trout Lake, BC V0G1R2

$499,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.51 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,628.35

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Listing Information

MLS®
10382958
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Little Oak Realty · Data source: CREA DDF.

Description

Listed below BC Assessment, this exceptional 1.5-acre lakefront parcel on Trout Lake presents a rare opportunity to secure a private and serene waterfront retreat in an unspoiled natural setting. Surrounded by pristine waters and breathtaking landscapes, the property offers privacy and a true sense of escape. Appreciated for its crystal-clear waters and abundant seasonal snowfall, Trout Lake is ideal for swimming, boating, hiking, and a full range of winter recreation. This ready-to-build parcel provides the perfect canvas to create a custom cabin, cottage, or full-time residence. Ideally located approximately 90 km (just over an hour) from Revelstoke—a worldwide recognized, well-established four-season mountain town offering essential services, amenities, and year-round outdoor recreation—this property offers a rare balance of seclusion and accessibility. (id:63159)

Location Insights

Weather

Nearest station: Nakusp

12°C

Humidity 94%

Wind ENE 4 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Arrow Lakes (SD10)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$135.70
Total monthly cost$2,711.20
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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