Property Type: Detached House

Site 50 HERNANDO ISLAND

Remote Areas, BC V0N2G0

$548,000

2 bed2 bath1,200 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Frontage
100 feet

Ownership & Fees

Property type
Detached House
Annual property tax
$455

Interior

Fireplace
None

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
4pc BathroomMain level
3pc BathroomMain level
BedroomMain level

Listing Information

MLS®
20122
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Masters Realty · Data source: CREA DDF.

Description

We are proud to present a rare opportunity to own a waterfront retreat on spectacular Hernando Island. Bring your vision and customize this charming 2-bedroom, 2-bathroom cabin, or create the island getaway you've always imagined. Ideally located on the island's east side, just moments from the wharf, tennis courts, and communal gardens. The property enjoys breathtaking views across Desolation Sound, the Copeland Islands, and the dramatic coastal mountain range beyond. Quiet, pristine, and wonderfully exclusive, Hernando Island offers an unmatched West Coast lifestyle. Explore scenic walking and biking trails, discover sandy beaches, and enjoy idyllic boating and fishing, all within one of British Columbia's most remarkable private island communities. (id:63159)

Values & Trends

This listing

$457/sqft

Building average

No other active listings in this building

Remote Areas average

$703/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

15°C

Humidity 88%

Wind S 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$438,400.00
Periodic payment — Principal & Interest (monthly)$2,828.41
Additional monthly expenses (strata, tax, utilities, etc.)$97.92
Total monthly cost$2,926.32
Interest paid over 5-yr term$125,646.70
Balance at end of term$394,342.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,800
Stress test qualifying rate8.09%
Payment you must qualify for$3,984.78

Cash Needed at Closing

Minimum down payment$29,800
Estimated BC PTT$8,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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