Property Type: Other

, ST. ANDREWS - 17637 ISLAND ROAD E

South Stormont, BC K0C1S0

$988,900

4 bed2 bath12 parking
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Style
Bungalow
Stories
1
Lot size
211.7 x 5957 FT ; Yes
Frontage
211.8 feet

Rural

Ownership & Fees

Property type
Other
Annual property tax
$5,982.81

Interior

Basement
Finished, N/A
Heating
Forced air, Oil
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Appliances
Water Heater

Exterior & Lot

Exterior features
Brick
Lot features
Carpet Free

Building

Foundation
Poured Concrete
Sewer
Septic System
Utilities
Electricity

Parking

Total spaces
12 — uncovered indicated
Features
No Garage

Listing Information

MLS®
X13129834
Listed
May 14, 2026
Time on market
On the market for 123 days
Data last synced
September 15, 2026

Listing provided by: CENTURY 21 SHIELD REALTY LTD. · Data source: CREA DDF.

Description

ENCHANTED FORREST - minutes from town you find this 112.93 acre oasis with a brick bungalow, two barns & a chalet style hunting camp just east of St. Andrews just outside the City of Cornwall. Owner estimates the land is about 50% hayfields/pasture & the other 50% mixed bush. Property could have many uses - the most recent being a horse farm. Smaller barn has 6 box stalls & one double standing stall, water & power. Larger barn, also with water & power, could have many uses including additional stalls. Owners estimates that about 30 acres are fenced & about half is electrified. Mixed bush has a couple of tree stands & a hunting camp nestled by a babbling brook. Bush is loaded with wild garlic. The Chalet is wired for a generator and features a small kitchen, dining room, living room with fireplace, a one piece manual bathroom, built in bunks on main floor & a loft large enough for two beds. The long lane leads to a 2+2 bedroom brick bungalow with new furnace in 2021, central air in 2019, owned hot water tank and a propane powered Generac . Main level of the home features 2 bdrms, eat in kitchen with patio doors to the large front deck, main floor laundry room, living room, a sky-lighted 4 pc bath plus an addition with propane fireplace & large walk in closet. Addition also has access to the lower level & door to back yard where there is framing for a large deck. Lower level features a workshop/utility room, a 3pc bath, additional 2 bdrms & a recreation room which could also be used as a large bedroom. Other mentionable's include two lean to shelters for horses, two ponds , access to ski-doo trails, well pump replaced & septic pumped approx. 3 years ago. Land size provided by MPAC & tax bill to be verified by Buyer's. Owners estimates to be verified by buyer. There is a hot tub and gazebo , hot tub is not working and being sold as is (id:63159)

Location Insights

Weather

Nearest station: Cornwall

5°C

Humidity 100%

Wind NE calm km/h

Today

21°

Tonight

15°

Wednesday

25°

Wednesday night

13°

Thursday

25°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

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Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,890) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$791,120.00
Periodic payment — Principal & Interest (monthly)$5,104.04
Additional monthly expenses (strata, tax, utilities, etc.)$498.57
Total monthly cost$5,602.61
Interest paid over 5-yr term$226,737.27
Balance at end of term$711,615.00

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,890
Stress test qualifying rate8.09%
Payment you must qualify for$7,036.11

Cash Needed at Closing

Minimum down payment$73,890
Estimated BC PTT$17,778
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,168

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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