Property Type: Land / LotOwnership: Freehold

TERRACE ROAD

Quesnel, BC V2J6T4

$105,000

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Property Details

Property & Lot

Lot size
223,898.4 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$395.2 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3027068
Listed
July 15, 2025
Time on market
On the market for 412 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Little Oak Realty · Data source: CREA DDF.

Description

5.14 ACRES in BLUE RIDGE ESTATES, Cottonwood Area, east of Quesnel, specifically at Cottonwood House Historic Site, 26 kilometers east of the city on Highway 26 heading to Barkerville on the Gold Rush Trail. Build your dream home ten minutes from town. Power at property line by Lot 21 and Lot 22. Bring your ideas. It was originally bought to create a B & B with stalls and paddock and exercise trails going down the lower sloped part of the lot. Was logged off at one time and is treeing over at this time. If tired of neighbours this is the place for you, in privacy 20 minutes from town. (id:63159)

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 98%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

12°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

9,889

(2021 Census)

+0.1% since 2016

Density: 279.7/km²

Dwellings: 4,766

Median household income: $67,000

After-tax: $61,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 140
  • India1.4% · 135
  • United States of America1.2% · 120
  • Philippines1% · 100
  • Germany0.5% · 50
  • China0.4% · 35
  • Portugal0.2% · 20
  • South Africa, Republic of0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Barlow Creek ElementaryElementary5.3 km
Dragon Lake ElementaryElementary5.9 km
Quesnel Junior SchoolMiddle7.5 km
Carson Elementary SchoolElementary8.0 km
Lakeview ElementaryElementary8.1 km
Ecole Red Bluff Lhtako ElementaryElementary8.2 km
St Ann's School(Independent)Elementary/Middle8.7 km
Parkland ElementaryElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Quesnel (SD28)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$84,000.00
Periodic payment — Principal & Interest (monthly)$541.94
Additional monthly expenses (strata, tax, utilities, etc.)$32.93
Total monthly cost$574.87
Interest paid over 5-yr term$24,074.64
Balance at end of term$75,558.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,250
Stress test qualifying rate8.09%
Payment you must qualify for$767.04

Cash Needed at Closing

Minimum down payment$5,250
Estimated BC PTT$1,050
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,800

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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