Property Type: Land / LotOwnership: Freehold

Terrace Street Lot# 26

Ainsworth, BC V0G1A0

$20,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.07 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$26.05

Interior

Fireplace
None

Exterior & Lot

View
Lake view

Listing Information

MLS®
10392457
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: WK Real Estate Co. · Data source: CREA DDF.

Description

Four separately titled lots to be sold in conjunction with 3548 Terrace St., Ainsworth BC, MLS #10392452. **These lots must be purchased with the house.** (id:63159)

Location Insights

Weather

Nearest station: Nelson

12°C

Humidity 85%

Wind SE 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-128.5 km
Redfish Elementary SchoolElementary16.5 km
J V Humphries Elem-SecondaryK-1219.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Unnamed356 m

Parks (1)

  • Historic Ainsworth Wharf Regional Park · 3552 Water Street210 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($1,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$16,000.00
Periodic payment — Principal & Interest (monthly)$103.23
Additional monthly expenses (strata, tax, utilities, etc.)$2.17
Total monthly cost$105.40
Interest paid over 5-yr term$4,585.65
Balance at end of term$14,392.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,000
Stress test qualifying rate8.09%
Payment you must qualify for$146.10

Cash Needed at Closing

Minimum down payment$1,000
Estimated BC PTT$200
Legal / closing costs (typical estimate)$1,500
Total cash needed$2,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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