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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
3190 EXETER Rd
Oak Bay, BC V8R6H6
MLS® 1052980
19
Walk Score
$3,450,000
5 bed5 bath8 parking3,951 sqftBuilt 1956
19
Walk Score
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 0.62 acres
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Strata / maintenance fee
- $0/mo
- Annual property tax
- $15,579
Interior
- Heating
- Baseboard heaters, Forced air, Natural gas, Solar, Wood, Other
- Cooling / A/C
- None
- Fireplace
- Yes (2)
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | — |
| Utility room | Lower level | — |
| Patio | Main level | — |
| Patio | Main level | — |
| Patio | Main level | — |
| Storage | Lower level | — |
| Storage | Third level | 6' x 14' |
| Bedroom | Lower level | — |
| Laundry room | Lower level | — |
| Ensuite | Lower level | 3-Piece |
| Bedroom | Lower level | — |
| Ensuite | Second level | 4-Piece |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Rare Uplands Renovation Opportunity! Located in one of Oak Bay's most prestigious and sought-after neighbourhoods, 3190 Exeter Road offers an exceptional opportunity to create your dream home on an expansive 27,137 sq. ft. lot. This substantial residence features approximately 4,040 sq. ft. of living space, including 6 bedrooms and 5 bathrooms, offering generous proportions and tremendous potential for renovation and personalization. Surrounded by established homes in an exclusive residential setting, the property offers a rare combination of space, privacy, and long-term value. Just minutes from Uplands Golf Club, Royal Victoria Yacht Club, beautiful beaches, parks, and excellent schools. Whether you envision transforming the existing residence or exploring future possibilities, this is an outstanding opportunity to secure a substantial property in one of Victoria's finest neighbourhoods. Bring your vision and unlock the potential of this remarkable Uplands property! (id:63161)
Listing Information
- MLS®
- 1052980
- Data last synced
- October 23, 2026
Pemberton Holmes Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pemberton Holmes Ltd.
MLS® Number: 1052980
Listing data is sourced from the Canadian Real Estate Association (CREA) Data Distribution Facility (DDF®). Listing information is deemed reliable but is not guaranteed accurate by CREA or Rexara Realty Inc. Data provided courtesy of Victoria Real Estate Board.
Values & Trends
This listing
$873/sqft
Building average
—
No other active listings in this building
Uplands average
$636/sqft
21 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Gonzales Point
9°C
—
Humidity 86%
Wind SE 7 km/h
Tonight
5°
Saturday
11°
Saturday night
8°
Sunday
12°
Sunday night
8°
Monday
13°
Source: Environment and Climate Change Canada.
Population
17,990
(2021 Census)
-0.6% since 2016
Density: 1,710.1/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
1.6 km away
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($690,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$2,760,000.00
Periodic payment — Principal & Interest (monthly)$17,806.58
Additional monthly expenses (strata, tax, utilities, etc.)$1,496.25
Total monthly cost$19,302.83
Interest paid over 5-yr term$791,023.93
Balance at end of term$2,482,628.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$690,000
Stress test qualifying rate8.19%
Payment you must qualify for$21,400.32
Cash Needed at Closing
Minimum down payment$690,000
Estimated BC PTT$90,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$782,000
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.
