Property Type: Land / LotOwnership: Freehold

000 Hartnell Road

Vernon, BC V1B3J5

$1,199,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
84.54 acres
Frontage
1207 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,637.86

Interior

Fireplace
None

Exterior & Lot

View
Mountain view
Waterfront
Waterfront on creek

Listing Information

MLS®
10393551
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

83 acres of wooded hillside could be your personal refuge for a variety of outdoor activities! Game trails crisscross along the hillside and the views here are similar to those of the Foothills of Silver Star. Build your dream home (or two!) and enjoy rural country living while still being near the cities amenities! As a bonus, this property has approximately 10 hectares of machine harvestable lumber (more if you want to do it manually!). (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
B X ElementaryElementary1.4 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle3.2 km
Silver Star ElementaryElementary3.2 km
Hillview ElementaryElementary3.4 km
Harwood ElementaryElementary3.5 km
Vernon SecondaryElementary3.9 km
Alternative Learning ProgramSecondary4.2 km
Vernon Christian School(Independent)K-124.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$136.49
Total monthly cost$6,324.92
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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