Property Type: Land / LotOwnership: Freehold

9108 Mackie Drive Lot# 1

Coldstream, BC V1B1G9

$849,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
0.71 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,558

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Restrictions & Policies

Pets
Allowed
Rentals
Allowed
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10396630
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

.71 acre Townhouse site within Coldstream Meadows 55+ community. The zoning supports 12 new TH units. Neighbouring TH's are rented or owner-occupied. There is a waiting list for rentals and when units come on the they sell quickly. This is a very popular retirement community located in a peaceful safe country setting, yet just minutes to downtown Vernon. 5 mins to Kal Lake and Kal Prov Park and 15 mins to Predator Ridge Golf. Just 30 mins to Kelowna Airport. A Buyer looking at this Lot may also be interested in looking at the 8.1 acre + amenities Parcel being offered for sale listed currently at ""9102/9104/Lot 3 of 9108 Mackie Dr."" as they are both part of the court ordered sale of the development lands at Coldstream Meadows . Please see listing info on MLS. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Coldstream ElementaryElementary1.1 km
Kalamalka SecondaryElementary2.2 km
Kidston ElementaryElementary2.8 km
Hillview ElementaryElementary4.3 km
Alternative Learning ProgramSecondary4.3 km
Vernon SecondaryElementary4.9 km
Silver Star ElementaryElementary5.9 km
St James(Independent)Elementary5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Friesen's Country Tyme Garden552 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$129.83
Total monthly cost$4,511.80
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information