Property Type: Detached HouseOwnership: Freehold

1 6222 Lower Chippewa Rd

Duncan, BC V9L5P8

$2,650,000

3 bed4 bath10 parking6,792 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Style
Westcoast
Lot size
1.58 acres
Zoning
Residential

A2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$19,061

Interior

Heating
Heat Pump, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Lake view, Mountain view
Lot features
Private setting, Marine Oriented

Building

Parcel ID (PID)
026-479-664

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Recreation roomSecond level12'0 x 22'7
MediaMain level12'7 x 14'3
Primary BedroomMain level26'8 x 29'8
Living roomMain level27'7 x 27'1
Laundry roomMain level6'10 x 14'4
KitchenMain level23'0 x 19'8
EntranceMain level14'11 x 27'4
EnsuiteMain level6-Piece
Dining roomMain level16'6 x 19'2
OfficeSecond level15'4 x 22'7
BedroomSecond level17'3 x 15'0
BedroomSecond level13'7 x 22'7
BathroomSecond level4-Piece
BathroomMain level3-Piece
BathroomMain level2-Piece

Listing Information

MLS®
1024815
Listed
January 31, 2026
Time on market
On the market for 212 days
Data last synced
August 31, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

West coast contemporary masterpiece rests atop the hills of Maple Bay with breathtaking views of the Cowichan Valley! Drive over your own private bridge onto a stamped concrete courtyard and experience architecture at its finest! High ceilings (peaks at 29'), almost floor to ceiling low E tinted windows to take in the outstanding views, heated granite floors throughout the entire main level, a granite island kitchen to die for (24' x 20' + separate 10' x 12' pantry!), and a 1200+ sq ft primary bedroom wing with the most alluring ensuite & dressing room are a few outstanding features that this phenomenally spacious home offers. With 3 spacious bedrooms, 4 deluxe bathrooms and 2 stone natural gas fireplaces, there is room for every member of the family. Enjoy the infinity pool from the large concrete /slate decks, shower room, large sitting area with the outdoor stone pizza oven. The South boundary adjacent is an Ecological Reserve. Far too many custom features to mention. (id:63159)

Values & Trends

This listing

$390/sqft

Building average

No other active listings in this building

East Duncan average

$470/sqft

72 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary678 m
Queen of Angels School(Independent)Elementary/Middle2.5 km
Duncan Christian School(Independent)K-123.7 km
Alexander ElementaryElementary3.8 km
Alex AitkenElementary3.8 km
Quamichan SchoolSecondary4.0 km
Des CascadesElementary4.3 km
Cowichan Open SchoolSecondary5.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Properties Park645 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($530,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,120,000.00
Periodic payment — Principal & Interest (monthly)$13,677.52
Additional monthly expenses (strata, tax, utilities, etc.)$1,928.42
Total monthly cost$15,605.94
Interest paid over 5-yr term$607,598.09
Balance at end of term$1,906,946.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$530,000
Stress test qualifying rate8.09%
Payment you must qualify for$16,302.06

Cash Needed at Closing

Minimum down payment$530,000
Estimated BC PTT$57,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$589,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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