Property Type: Detached HouseOwnership: Freehold

6878 Southview Terr

Duncan, BC V9L5W9

$2,600,000

3 bed3 bath10 parking6,296 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
House
Lot size
5.02 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$14,875

Interior

Heating
Heat Pump, Electric, Wood, Hot Water, Other
Cooling / A/C
See Remarks
Fireplace
Yes (3)

Parking

Total spaces
10 — uncovered indicated
Features
Other

Room Dimensions

RoomLevelDimensions
BathroomSecond level4-Piece
BathroomSecond level4-Piece
WorkshopOther13' x 31'
StorageOther17' x 25'
Utility roomLower level8'5 x 9'5
StorageLower level10'11 x 20'2
StorageLower level10'11 x 5'9
Recreation roomLower level27'4 x 20'9
StorageLower level5'11 x 14'8
StorageLower level9'7 x 34'7
OfficeSecond level11'5
BedroomSecond level13'11 x 12'8
BedroomSecond level10'3
Eating areaMain level9'2 x 12'1
KitchenMain level15'2 x 20'10
EntranceMain level7'6 x 14'10
OtherMain level8'11 x 11'5
Living roomMain level19'3 x 17'10
Living roomMain level18'2
Dining roomMain level21'3 x 16'7
Dining nookMain level6'9 x 6'1
EnsuiteMain level5-Piece
Primary BedroomMain level19'11 x 15'4

Listing Information

MLS®
1038460
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Rare North Cowichan timber frame masterpiece on 5+ beautifully landscaped, private acres. Masterfully built using post-and-beam architecture with wood sourced directly from the property, this 5,000 sq ft estate features durable HardiePlank siding and a metal roof. Inside, find a bright 3-bed, 3-bath layout plus a home office. Premium imported European windows and front door flood the home with light while maximizing energy efficiency. Enjoy comfortable heating throughout the main floor, complemented by a high-efficiency heat pump for year-round climate control. A covered walkway leads to the detached garage, which boasts a massive, versatile bonus space above—perfect for a studio or guest suite. Outdoor living is unmatched: relax on the rear patio or wander through the fully fenced orchard with mature fig, plum, apple, peach, and cherry trees. Complete with a classic gravel driveway, this acreage offers an unparalleled Island lifestyle. Truly a must-see! (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

East Duncan average

$470/sqft

72 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary3.1 km
Crofton Elementary Community SchoolElementary4.2 km
Queen of Angels School(Independent)Elementary/Middle5.8 km
Alex AitkenElementary5.9 km
Alexander ElementaryElementary6.5 km
Quamichan SchoolSecondary6.6 km
Duncan Christian School(Independent)K-126.7 km
Des CascadesElementary7.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($520,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,080,000.00
Periodic payment — Principal & Interest (monthly)$13,419.45
Additional monthly expenses (strata, tax, utilities, etc.)$1,554.58
Total monthly cost$14,974.04
Interest paid over 5-yr term$596,133.98
Balance at end of term$1,870,966.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$520,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,994.47

Cash Needed at Closing

Minimum down payment$520,000
Estimated BC PTT$56,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$577,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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