Property Type: Condo / ApartmentOwnership: Strata

10 8 White St

Ladysmith, BC V9G1A9

$369,000

2 bed1 bath1 parking795 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

R3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$500/mo
Annual property tax
$3,084

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11'1 x 12'4
Living roomMain level11'6 x 14'6
Living roomMain level
KitchenMain level10'6
EnsuiteMain level4-Piece
Dining roomMain level8'6
BedroomMain level8'9 x 11'6

Listing Information

MLS®
1042392
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Enjoy ocean and mountain views from this inviting top-floor 2-bedroom condo in the heart of Ladysmith. Bright and welcoming, the open-concept layout features a spacious kitchen with a breakfast bar overlooking the dining and living areas, perfect for everyday living or entertaining. Step onto your private balcony and take in views of the working harbour, coastal mountains, and glimpses of Transfer Beach. Additional features include in-suite laundry and a convenient Jack-and-Jill bathroom. This well-maintained building is pet and rental friendly (see strata bylaws) and offers secure storage locker, bike storage, and elevator access. Just a short walk to Ladysmith's charming downtown shops, restaurants, the famous Old Town Bakery, Transfer Beach, and the Trans Canada Trail. Ideal for first-time buyers, investors, or those looking to downsize. Book your showing today! (id:63159)

Values & Trends

This listing

$464/sqft

Building average

No other active listings in this building

THE LADY-SMITH average

No comparable active listings

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith IntermediateElementary747 m
Ladysmith PrimaryElementary830 m
Ladysmith SecondarySecondary1.1 km
Stz'uminus Senior Secondary(Independent)Secondary3.0 km
North Oyster ElementaryElementary6.3 km
Chemainus Elementary Community SchoolElementary9.1 km
Thetis Island ElementaryElementary9.2 km
Chemainus SecondaryK-129.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Dragon City · 328 Esplanade Avenue96 m
  • Barnacle Barney's Fish and Chips · 341 First Avenue152 m
  • Maya Norte · 18 Roberts Street173 m
  • Roberts Street Pizza · 20 Roberts Street175 m
  • Wigan Restaurant · 438 First Avenue273 m

Cafes (5+)

  • Iron Works Cafe & Creperie · 422 Esplanade Avenue190 m
  • Plantitude229 m
  • Old Town Bakery · 512 First Avenue300 m
  • Oyster Bay Cafe448 m
  • Jas Cafe · 440 4th Avenue582 m

Parks (5+)

  • Queen's Park149 m
  • Transfer Beach Park390 m
  • Lions Park466 m
  • Spirit Square509 m
  • Wickham Park · 340 Belaire Street550 m

Shopping (3)

  • Canvas Plus · 428 First Avenue256 m
  • The Worldly Gourmet · 522 First Avenue312 m
  • Budget Blinds · 19 High Street330 m

Gyms (5+)

  • Active Solutions Health and Sport152 m
  • CrossFit Ladysmith · 529 First Avenue306 m
  • Lift Haus · 19 High Street342 m
  • Ladysmith Shaolin Martial Arts · 25 High Street345 m
  • Body Resource Studio552 m

Pharmacies (1)

  • Pharmasave · 441 First Avenue240 m

Banks & ATMs (3)

  • Ladysmith and District Credit Union · 330 First Avenue182 m
  • RBC · 521 First Avenue289 m
  • CIBC · 540 First Avenue357 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$295,200.00
Periodic payment — Principal & Interest (monthly)$1,904.53
Additional monthly expenses (strata, tax, utilities, etc.)$797.00
Total monthly cost$2,701.53
Interest paid over 5-yr term$84,605.17
Balance at end of term$265,533.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,695.61

Cash Needed at Closing

Minimum down payment$18,450
Estimated BC PTT$5,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,330

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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