Property Type: Condo / ApartmentOwnership: Strata

2 8 White St

Ladysmith, BC V9G1A7

$309,000

2 bed1 bath1 parking792 sqftBuilt 2006
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

R3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$459/mo
Annual property tax
$2,890

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level9'0 x 10'0
Primary BedroomMain level10'10 x 9'10
Living roomMain level14'5 x 11'2
KitchenMain level7'10 x 10'3
Dining roomMain level7'10
BedroomMain level8'7 x 8'6
BathroomMain level8'3

Listing Information

MLS®
1033747
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

This beautifully updated 2-bedroom, 1-bathroom condo offers an unbeatable location—perfect for strolling to downtown Ladysmith or enjoying days at Transfer Beach, with the added convenience of quick highway access. Step inside to a bright, open-concept layout finished in calming, modern neutrals that create an inviting sense of ease from the moment you enter. The primary bedroom features convenient cheater ensuite access, while in-suite laundry and large windows enhance everyday comfort and natural light. The seamless flow between the living, dining, and kitchen areas—complete with an eating bar—makes both relaxing and entertaining effortless. Cozy up by the fireplace or step out from the living room onto your private patio. Complete with 1 parking stall, a storage locker, and secure bike storage, this home truly delivers on lifestyle and location. All measurements are approximate. (id:63159)

Values & Trends

This listing

$390/sqft

Building average

No other active listings in this building

THE LADYSMITH average

No comparable active listings

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith IntermediateElementary776 m
Ladysmith PrimaryElementary840 m
Ladysmith SecondarySecondary1.1 km
Stz'uminus Senior Secondary(Independent)Secondary3.0 km
North Oyster ElementaryElementary6.3 km
Chemainus Elementary Community SchoolElementary9.1 km
Thetis Island ElementaryElementary9.2 km
Chemainus SecondaryK-129.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Dragon City · 328 Esplanade Avenue132 m
  • Barnacle Barney's Fish and Chips · 341 First Avenue182 m
  • Maya Norte · 18 Roberts Street207 m
  • Roberts Street Pizza · 20 Roberts Street209 m
  • Wigan Restaurant · 438 First Avenue304 m

Cafes (5+)

  • Iron Works Cafe & Creperie · 422 Esplanade Avenue226 m
  • Plantitude261 m
  • Old Town Bakery · 512 First Avenue333 m
  • Oyster Bay Cafe475 m
  • Jas Cafe · 440 4th Avenue596 m

Parks (5+)

  • Queen's Park161 m
  • Transfer Beach Park356 m
  • Lions Park495 m
  • Wickham Park · 340 Belaire Street528 m
  • Spirit Square538 m

Shopping (3)

  • Canvas Plus · 428 First Avenue287 m
  • The Worldly Gourmet · 522 First Avenue345 m
  • Budget Blinds · 19 High Street366 m

Gyms (5+)

  • Active Solutions Health and Sport180 m
  • CrossFit Ladysmith · 529 First Avenue341 m
  • Lift Haus · 19 High Street378 m
  • Ladysmith Shaolin Martial Arts · 25 High Street380 m
  • Body Resource Studio586 m

Pharmacies (1)

  • Pharmasave · 441 First Avenue274 m

Banks & ATMs (3)

  • Ladysmith and District Credit Union · 330 First Avenue204 m
  • RBC · 521 First Avenue323 m
  • CIBC · 540 First Avenue391 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$247,200.00
Periodic payment — Principal & Interest (monthly)$1,594.85
Additional monthly expenses (strata, tax, utilities, etc.)$740.08
Total monthly cost$2,334.93
Interest paid over 5-yr term$70,848.23
Balance at end of term$222,357.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,257.30

Cash Needed at Closing

Minimum down payment$15,450
Estimated BC PTT$4,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,130

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information