Property Type: TownhouseOwnership: Strata

100 3003 Keystone Dr

Duncan, BC V9L0E1

$599,000

3 bed3 bath7 parking1,435 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,390 square feet
Zoning
Multi-Family

R7

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$386/mo
Annual property tax
$0

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Fully air conditioned, Air Conditioned
Fireplace
None

Parking

Total spaces
7

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level11'4 x 9'9
BedroomSecond level13'10 x 16'4
LoftSecond level12'5 x 15'4
BathroomSecond level4-Piece
BathroomMain level2-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level11'0 x 11'4
Living roomMain level10'10 x 21'7
Dining roomMain level9'9 x 6'6
KitchenMain level12'6 x 12'0

Listing Information

MLS®
1045210
Listed
August 6, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Welcome to The Cottages! This charming 2-story duplex, inspired by the historic Stone Manor is move in ready. Inside, you'll be greeted by exceptional attention to detail & quality craftsmanship throughout. The main floor is designed for maximum efficiency with a spacious living area, fireplace, dining area & kitchen with high-end appliances. The primary bedroom with ensuite, laundry & powder room are also conveniently located on this level. Upstairs, you'll find a second bedroom, a full 4-piece bathroom & a flexible loft-style room that could be used as an office or additional living space. The state-of-the-art heating system ensures your comfort year-round. Enjoy a sense of community with common walking paths & park areas, while also indulging in modern amenities. Come make The Cottages your new home! (id:63159)

Values & Trends

This listing

$417/sqft

Building average

No other active listings in this building

West Duncan average

$361/sqft

16 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 59%

Wind N 4 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queen Margaret's(Independent)K-12582 m
Cowichan Valley Open Learning Co-OpSecondary820 m
Cowichan Open SchoolSecondary820 m
Ecole Mount Prevost ElementaryElementary914 m
Drinkwater ElementaryElementary946 m
Khowhemun ElementaryElementary1.2 km
Tansor ElementaryElementary2.1 km
Quamichan SchoolSecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Fishbowl Cafe · 580 Cairnsmore Street773 m

Grocery (1)

  • Country Grocer · 3288 Cowichan Lake Road795 m

Parks (5+)

  • Stonehaven Park163 m
  • Mayo Park243 m
  • Keystone Park264 m
  • Alan Wilson Park · 3011 George Street539 m
  • Rockridge Park578 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$457.85
Total monthly cost$3,549.49
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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