Property Type: Condo / ApartmentOwnership: Strata

101 320 RIDGE STREET

Tsawwassen, BC V4L0B5

$799,999

2 bed2 bath1 parking880 sqftBuilt 2024
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$594/mo
Annual property tax
$3,484.93 (2025)

Interior

Heating
Heat Pump, Electric
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3156556
Listed
August 17, 2026
Time on market
On the market for 14 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

Discover elevated coastal living at Highstreet Flats in Southlands, Tsawwassen. This 880 sq ft, 2-bedroom + Den residence showcases an open-concept design with refined finishes like the gourmet kitchen with quartz countertops and premium Fisher Paykel appliances. This home offers a generously sized primary bedroom with a spa-themed ensuite. A private covered balcony provides the perfect setting to relax. This almost-new home also features high ceilings, a private entrance, parking with roughed-in EV charging, and an energy-efficient heat pump for both heating and A/C maintained through strata. Ideally situated in the heart of the charming Southlands community, just steps from Earthwise Garden, local markets, cafés, restaurants, Centennial Beach, and Boundary Bay. Apt only showings. (id:63159)

Values & Trends

This listing

$909/sqft

Building average

No other active listings in this building

Tsawwassen average

$734/sqft

43 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

2,256

(2021 Census)

+176.5% since 2016

Density: 343.4/km²

Dwellings: 1,081

Median household income: $98,000

After-tax: $86,000

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Park ElementaryElementary1.9 km
Pebble Hill Traditional ElementaryElementary2.1 km
South Delta SecondarySecondary2.2 km
English Bluff ElementaryElementary2.9 km
Beach Grove ElementaryElementary3.1 km
du Bois-joliElementary3.1 km
Cliff Drive ElementaryElementary3.2 km
Southpointe Academy(Independent)K-123.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound Boundary Bay Rd @ 3rd Ave132 m
Eastbound 3rd Ave @ Boundary Bay Rd165 m
Westbound 3rd Ave @ 6500 Block356 m
Eastbound 3rd Ave @ 6500 Block378 m
Southbound Boundary Bay Rd @ 400 Block452 m

Nearby Places

Cafes (1)

  • L'aromas Coffee Southlands · 6388 Market Avenue204 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$927.91
Total monthly cost$5,056.97
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.78

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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