101 Church Bay Rd
Saturna Island, BC V0N2Y0
$3,395,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 8.9 acres
- Zoning
- Agricultural
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,601.03
Interior
- Heating
- Heat Pump, Baseboard heaters, Electric
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (2)
Exterior & Lot
- View
- Ocean view
- Waterfront
- Waterfront on ocean
Parking
- Total spaces
- 10
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Auxiliary Building | — |
| Kitchen | Auxiliary Building | — |
| Bedroom | Auxiliary Building | — |
| Bathroom | Auxiliary Building | 3-Piece |
| Porch | Other | — |
| Workshop | Other | — |
| Storage | Other | — |
| Workshop | Other | — |
| Kitchen | Auxiliary Building | — |
| Storage | Other | — |
| Storage | Other | — |
| Entrance | Other | — |
| Balcony | Second level | — |
| Balcony | Second level | — |
| Patio | Main level | — |
| Patio | Main level | — |
| Patio | Main level | — |
| Porch | Main level | — |
| Porch | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Living room | Second level | — |
| Laundry room | Main level | — |
| Ensuite | Main level | 3-Piece |
| Bedroom | Main level | — |
| Ensuite | Main level | 4-Piece |
| Other | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | 3-Piece |
| Eating area | Main level | — |
| Kitchen | Main level | — |
| Den | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
Listing Information
- MLS®
- 1038077
- Listed
- June 3, 2026
- Time on market
- On the market for 89 days
- Data last synced
- August 28, 2026
Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.
Description
Once-in-a-generation opportunity. 8.9 AC family legacy estate with 1,000 ft of walk-on sandy beachfront. Set amid colourful gardens, expansive lawns & breathtaking low-bank shoreline this remarkable property captures the romance of a bygone era while offering modern comforts. At the heart of the home the original homestead, which was meticulously renovated & expanded in the mid-80s. Rich in character & history the home features a fully refurbished original wood cookstove generous living spaces a stunning wraparound covered veranda that overlooks the shoreline & sunsets. Designed for generations to gather, this property is a place where family traditions endure. Harvest fresh seafood from your own beach, prepare memorable meals & share stories around long harvest tables as the sun sets over the water. Days are spent kayaking, boating, crabbing & exploring the shoreline, while evenings are filled with laughter & unforgettable sunsets. Perched at the water's edge the charming guesthouse enjoys privacy & panoramic waterviews. Outbuildings include a fully functional summer kitchen building, workshop, greenhouse, chicken house, sheep shed, drive shed & everything you need to live here full-time+ a pond & fenced pastures. Ideal for hobby farming, self-sufficient living, family gatherings & waterfront weddings. A concrete boat ramp provide exceptional boating options for access to the surrounding Gulf Island waters while Winter Cove Marina is just moments away. Adding to its rarity the estate encompasses lands on both sides of the waterfront creating an extraordinary connection to the shoreline & ocean beyond. Across the lane, a historic chapel occupies its own idyllic stretch of walk-on waterfront providing a magical setting for weddings celebrations & family occasions. This irreplaceable waterfront sanctuary is one of the Gulf Islands' most remarkable family compounds where generations can gather, celebrate milestones, explore the sea & create memories for decades to come (id:63159)
Values & Trends
This listing
$774/sqft
Building average
—
No other active listings in this building
Saturna Island average
—
No comparable active listings
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Gulf Islands (Southern)
16°C
—
Humidity 76%
Wind SSW 12 km/h
Tonight
13°
Tuesday
19°
Tuesday night
14°
Wednesday
17°
Wednesday night
12°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Saturna Island Elementary Secondary | K-12 | 2.5 km |
| Pender Islands Elem-Secondary | Elementary/Middle | 6.8 km |
| Mayne Island School | Elementary | 7.5 km |
| Galiano Community School | Elementary | 13.1 km |
| Parkland Secondary | Secondary | 22.3 km |
| North Saanich Middle School | Middle | 22.4 km |
| Salt Spring Elementary | Elementary | 22.8 km |
| Sidney Elementary | Elementary | 22.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($679,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.