Property Type: Detached HouseOwnership: Freehold

455 Heck Hill Rd

Mayne Island, BC V0N2J2

$2,499,000

4 bed4 bath4 parking3,790 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Lot size
10.47 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,770.16

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
LoftOther17' x 11'
LoftOther8' x 14'
StorageOther6' x 21'
Living roomOther16' x 14'
Dining roomOther16' x 10'
EntranceOther3' x 4'
Living roomOther12' x 11'
Dining roomOther11' x 6'
KitchenOther11' x 8'
EntranceOther11' x 6'
BathroomOther3-Piece
KitchenOther14' x 9'
BedroomOther14' x 17'
Laundry roomMain level8' x 10'
OfficeMain level10' x 12'
BedroomMain level12' x 13'
BedroomMain level10' x 11'
Eating areaMain level8' x 10'
EnsuiteMain level4-Piece
BathroomOther3-Piece
BathroomMain level4-Piece
Primary BedroomMain level12' x 13'
KitchenMain level8' x 13'
Dining roomMain level6' x 15'
Living roomOther13' x 15'
Living roomMain level15' x 15'
WorkshopMain level12' x 25'
EntranceMain level6' x 8'

Listing Information

MLS®
1044594
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Perched atop one of Mayne Island's most spectacular view properties, this extraordinary south-facing 10-acre estate offers exceptional privacy, timeless craftsmanship, and panoramic ocean views stretching from Salt Spring, Pender, and Saturna Islands to the snow-capped Olympic Mountains. The immaculate 3,168f home showcases stunning natural stonework throughout the residence and grounds. Nearly 1,000sf of sun-soaked decks are perfectly positioned to capture the breathtaking scenery. A large portion of the property surrounding the home is deer-fenced, creating beautifully protected outdoor spaces. Offering 3 bedrooms, 3 bathrooms, office, separate 1,268sf suite with separate laundry, detached garage, workshop, hot tubs, and a separate 750sf guest cottage with laundry generating excellent rental revenue, this is a truly exceptional Gulf Island estate blending luxury, privacy, income potential, and unforgettable views. (id:63159)

Values & Trends

This listing

$659/sqft

Building average

No other active listings in this building

Mayne Island average

$830/sqft

22 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mayne Island SchoolElementary2.0 km
Galiano Community SchoolElementary6.7 km
Pender Islands Elem-SecondaryElementary/Middle7.5 km
Saturna Island Elementary SecondaryK-129.8 km
Salt Spring ElementaryElementary15.6 km
Gulf Islands SecondarySecondary15.9 km
Phoenix PlaceSecondary16.0 km
Fernwood ElementaryElementary19.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($499,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,999,200.00
Periodic payment — Principal & Interest (monthly)$12,898.16
Additional monthly expenses (strata, tax, utilities, etc.)$920.85
Total monthly cost$13,819.01
Interest paid over 5-yr term$572,976.47
Balance at end of term$1,798,286.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$499,800
Stress test qualifying rate8.09%
Payment you must qualify for$15,373.15

Cash Needed at Closing

Minimum down payment$499,800
Estimated BC PTT$52,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$554,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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