Property Type: Detached HouseOwnership: Freehold

10115 Chemainus Rd

Chemainus, BC V0R1K2

$1,249,000

3 bed3 bath8 parking2,909 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
House
Lot size
0.5 acres
Zoning
Unknown

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,076.84

Interior

Heating
Natural gas, Other
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
BedroomMain level12'7
BathroomMain level4-Piece
BedroomMain level12'5
Laundry roomMain level12'4
BathroomMain level2-Piece
KitchenMain level15'5
Eating areaMain level
Family roomMain level19'9 x 16'1
EnsuiteMain level5-Piece
Primary BedroomMain level18'7 x 14'2
Dining roomMain level13'11
Living roomMain level13'11 x 14'1
EntranceMain level11'1 x 6'11

Listing Information

MLS®
1038685
Listed
May 29, 2026
Time on market
On the market for 94 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Grand custom-built rancher in a sought-after Chemainus neighbourhood just steps to the ocean and a short stroll to Malcolm Beach. This spacious 3-bedroom, 3-bath home features an inviting open-concept design centered around a gourmet kitchen with high-end Wolf and Sub-Zero appliances, quartz countertops, and an exceptional layout for entertaining family and friends. Rich Brazilian cherry hardwood and tile floors are warmed by in-floor radiant heat and complemented by elegant 9-ft coffered ceilings. The generous primary suite offers an elaborate ensuite with rain shower and soaker tub, along with his and hers walk-in closets fitted with custom cabinetry and organizers. Enjoy ocean views from the property and make the most of the outdoor kitchen patio and gazebo for effortless summer gatherings. Plenty of parking, including dedicated RV space, ensures practicality. Rural in feel yet connected to city water and sewer, this is refined West Coast living in beautiful seaside Chemainus. (id:63159)

Values & Trends

This listing

$429/sqft

Building average

No other active listings in this building

Chemainus average

$539/sqft

29 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary429 m
Chemainus SecondaryK-12903 m
Stz'uminus Senior Secondary(Independent)Secondary7.0 km
Thetis Island ElementaryElementary8.1 km
Ladysmith PrimaryElementary9.0 km
Ladysmith SecondarySecondary9.3 km
Ladysmith IntermediateElementary9.4 km
Crofton Elementary Community SchoolElementary10.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Vista Grande Stairs273 m
  • Cook Park · 10151 Island View Close413 m
  • Daniel Street Park565 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$999,200.00
Periodic payment — Principal & Interest (monthly)$6,446.50
Additional monthly expenses (strata, tax, utilities, etc.)$818.07
Total monthly cost$7,264.57
Interest paid over 5-yr term$286,373.59
Balance at end of term$898,783.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$99,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,836.18

Cash Needed at Closing

Minimum down payment$99,900
Estimated BC PTT$22,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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