Property Type: Detached HouseOwnership: Freehold

3319 Cook St

Chemainus, BC V0R1K2

$949,900

3 bed3 bath4 parking2,022 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Lot size
6,403 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,958

Interior

Heating
Heat Pump, Forced air, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
OfficeLower level12'2 x 12'10
BathroomLower level2-Piece
Wine CellarLower level5'11 x 7'5
StorageLower level20'11 x 13'0
WorkshopLower level38'0 x 35'9
Bonus RoomSecond level11'1 x 18'1
BedroomMain level9'9 x 12'6
BedroomMain level9'10 x 9'11
Primary BedroomMain level15'5 x 18'5
EnsuiteMain level4-Piece
BathroomMain level4-Piece
Laundry roomMain level7'10 x 9'4
Eating areaMain level15'10 x 9'3
KitchenMain level15'10 x 13'6
Dining roomMain level13'10 x 8'5
Living roomMain level18'9 x 18'2
EntranceMain level5'7 x 6'0

Listing Information

MLS®
1044595
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Welcome to 3319 Cook Street, a custom home built by respected local builder Chris Clement. Relisted at $969,000, this meticulously cared-for property offers great ocean and mountain views from a quiet street in a friendly Chemainus neighborhood. It is a house built with real structural quality and a layout that easily adapts to your lifestyle. The main floor is designed around easy, level living. Bright, open living areas take advantage of the coastal views, while the layout flows naturally out to a massive rear patio equipped with a hot tub. It is a fantastic setup for simple day-to-day living or hosting friends for an evening outdoors. Above the double garage, a private bonus room gives you a flexible space that works well as a home office, gym, or guest room. What really makes this house unique is the sheer versatility of the lower level. Spanning 1,565 square feet with eight-foot ceilings, it is currently configured as a world-class woodworking shop with a separate office, wine cellar, half bath, and excellent storage. Since the space is already plumbed, it gives you immediate potential to develop a secondary suite, studio, or extra room for family without sacrificing main-floor space. Every part of this house reflects how thoughtfully it was designed and how well it has been maintained over the years. If you appreciate honest craftsmanship, a quiet location, and a house with genuine long-term flexibility, it is well worth a look. To learn more about the layout or to schedule a quiet walkthrough to see the quality for yourself, feel free to reach out to Chris Carter with Royal LePage Nanaimo Realty. (id:63159)

Values & Trends

This listing

$470/sqft

Building average

No other active listings in this building

Chemainus average

$537/sqft

29 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary630 m
Chemainus SecondaryK-121.2 km
Stz'uminus Senior Secondary(Independent)Secondary7.2 km
Thetis Island ElementaryElementary8.7 km
Ladysmith PrimaryElementary8.9 km
Ladysmith SecondarySecondary9.2 km
Ladysmith IntermediateElementary9.3 km
Crofton Elementary Community SchoolElementary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Wul'aam (Echo) Park414 m
  • Sunset Drive Park728 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$597.50
Total monthly cost$5,500.25
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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