Property Type: Detached HouseOwnership: Freehold

10164 Youbou Rd

Youbou, BC V0R3E1

$2,299,000

3 bed2 bath8 parking3,241 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,911

Interior

Heating
Forced air, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'10 x 9'6
KitchenMain level13'9 x 15'6
Dining roomMain level27'5 x 18'3
SunroomMain level7'8 x 18'3
OfficeMain level13'7 x 9'8
Living roomMain level14'9 x 19'5
EnsuiteMain level4-Piece
Primary BedroomMain level16'7 x 14'3
BathroomLower level4-Piece
BedroomLower level14'0 x 12'7
OtherLower level4'9 x 8'10
SaunaLower level5'10 x 6'8
StorageLower level5'6 x 9'1
OtherLower level7'8 x 19'1
Living roomLower level16'11 x 20'5
BedroomLower level14'0 x 16'9

Listing Information

MLS®
1041380
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation (LC) · Data source: CREA DDF.

Description

Set on more than an acre of gently sloping waterfront in Youbou, this sun-filled Mediterranean-inspired home enjoys panoramic views across Cowichan Lake to Bald Mountain and the Narrows. Meticulously maintained, the 3200+ sq. ft. residence features 3 bedrooms plus a den, spacious living areas, a lower-level entertainment room with bar, a bright sunroom, and a sauna. An expansive lakeside deck captures the stunning waterfront setting, while two garages, a historic boat launch area, and a private dock add exceptional functionality. Renowned for its warm, crystal-clear waters and endless recreation, Cowichan Lake offers boating, kayaking, paddleboarding, swimming, fishing, and hiking right from your doorstep. Located in the peaceful lakeside community of Youbou on Vancouver Island, just 1.5 hours from Victoria and 1 hour from ferry service, this is a rare opportunity to own a premier waterfront property in one of the island's most sought-after destinations. (id:63159)

Values & Trends

This listing

$709/sqft

Building average

No other active listings in this building

Youbou average

$445/sqft

14 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary10.5 km
Lake Cowichan ElementaryElementary10.6 km
Lake Cowichan SecondaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Lubin Park774 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($459,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,839,200.00
Periodic payment — Principal & Interest (monthly)$11,865.89
Additional monthly expenses (strata, tax, utilities, etc.)$987.92
Total monthly cost$12,853.81
Interest paid over 5-yr term$527,120.01
Balance at end of term$1,654,366.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$459,800
Stress test qualifying rate8.09%
Payment you must qualify for$14,142.80

Cash Needed at Closing

Minimum down payment$459,800
Estimated BC PTT$46,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$508,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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